7 Mistakes to Avoid After a Car Accident

The days after a car accident are stressful, and some common missteps can make things harder. Here are seven to watch for.

1. Skipping medical care

Some injuries do not show symptoms right away, including certain back, neck, and head injuries. Getting checked protects your health and creates a record linking your symptoms to the accident.

2. Not following your doctor's advice

Missing appointments or ignoring treatment plans can slow your recovery. It can also give an insurer a reason to argue that your injuries were not serious or were not caused by the crash.

3. Not documenting the scene

If you can do so safely, take photos of the vehicles, the road, traffic signs, and your injuries. Get names and contact information for witnesses and the other driver, and the police report number.

4. Admitting fault

It is natural to say "I'm sorry" at the scene, but statements about blame can be used later. Stick to facts, exchange information, and let the investigation determine fault.

5. Giving a recorded statement too quickly

The other driver's insurance company may call soon and ask for a recorded statement. You are generally not required to give one to the other side's insurer. Understand your options, and check your own policy for what you must do, before you answer detailed questions.

6. Accepting a quick settlement

An early offer may arrive before you know the full extent of your injuries or the total of your bills. Accepting usually ends the claim, so you cannot ask for more later if your condition worsens.

7. Posting about it online

Social media posts, photos, and comments can be taken out of context. Something as simple as a picture of you at an event can be used to argue your injuries are not as limiting as you say. Consider keeping details private while a claim is open.

A short checklist

• Get medical care and follow it through.
• Report the accident to your own insurer as your policy requires.
• Keep a folder of bills, photos, and correspondence.
• Be careful about what you sign.
• Ask a licensed attorney about your options and deadlines.

This article is general information, not legal advice. Rules vary by state, and every accident is different.